Good: We were able to refinance our mortgage last week, due to the president's home loan refinancing program. It allowed us to secure a lower interest rate without having to pay mortgage insurance, despite the fact that we now own less than 20% of the equity in our home due to the drop in home values.
Bad & Ugly: Perusing other blogs yesterday, I read that Obama's proposed health care policy involves requiring the elderly to receive counseling concerning the cost-to-benefit ratio of their very existence. What happened to 'health care for everyone'? The stipulations are starting to surface. Health care for everyone! - so long as you reside outside of the uterus or your 'quality of life' is deemed acceptable by some subjective standard. Disturbing.
Tuesday, July 28, 2009
Thursday, July 23, 2009
back yard project
As phase one of a larger scheme, last week we built a retaining wall in our back yard. We had a shed under the deck that we wanted to relocate, and so the excavating and building fun ensued. Eventually, we plan to remove the landscaping rock from under the deck, and put in a patio & patio door. Though it's a walk-out level basement, the original owners refrained from putting in a door to keep their kids from sneaking out at night (as if the windows wouldn't work just as well for that).
We rented a bobcat to remove this weird rock retaining wall of sorts, then built the new wall with help from my dad and our neighbors next-door, who happen to have some handy landscaping experience.
We dismantled the shed and rebuilt it next to the new wall.
Of course, the kids seem to think that we did all this work so we could restore the middle swing to its previous location. Much to their dismay, it had been taken down to make room for the shed over a year ago.
Exciting, eh? Now to start buying lotto tickets so we can afford the patio endeavor...
We rented a bobcat to remove this weird rock retaining wall of sorts, then built the new wall with help from my dad and our neighbors next-door, who happen to have some handy landscaping experience.
We dismantled the shed and rebuilt it next to the new wall.
Of course, the kids seem to think that we did all this work so we could restore the middle swing to its previous location. Much to their dismay, it had been taken down to make room for the shed over a year ago.
Exciting, eh? Now to start buying lotto tickets so we can afford the patio endeavor...
Saturday, July 18, 2009
Friday, July 10, 2009
Happy b-day little brother!
You know how old you are, but I didn't know if you wanted the whole world...er, both my readers to find out.
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